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VET Student Loan Eligibility

VET Student Loans eligibility criteria

 

You must meet the following eligibility criteria to apply for a VET Student Loan:

  • Be enrolled in an eligible course of study with South Metropolitan TAFE. 
  • Citizenship / Residency Requirements
    • Australian Citizen,
    • Permanent Humanitarian Visa holder
    • or a New Zealand Citizen Special Category Visa holder;
  • Educational loan entrance requirements:
    • completed an Australian Year 12 Senior Education Certificate issued from a Governing body or Agency, in Western Australia this would be your Western Australian Certificate of Education (WACE), or
    • achieved a Certificate IV or higher in an Australian Qualification Framework or equivalent and this course was delivered in English, or
    • achieved an International Baccalaureate Diploma Programme, or
    • sit an approved Numeracy and Literacy assessment;

You will need to meet the following requirements to activate your loan: 

  • Have a Tax File Number.
  • Have a Unique Student Identifier (USI);
  • Have not exceeded your HELP loan limit;
  • Have activated your electronic Commonwealth Assistance Form (eCAF) after your two day cooling off period and before your administrative dates 
  • Students who are under 18 years of age will require a parent or guardian to sign the Commonwealth’s request for a VET Student Loan – Parental Consent form.
  • Read and understand the VET Student Loans booklet which can be found on the Department of Education, Skills and Employment.  
  • ​​Confirm your engagement and progression to continue access to VET Student Loan throughout your course

VET student loans will not be approved for students who do not meet eligibility requirements.

 
Frequently asked questions

Below are some of the most common questions we get asked about the VET Student Loan process.
If you can't find the answer to your question below please contact one of our friendly staff by calling us on 1800 001 001 or email student.loans@smtafe.wa.edu.au

Course eligibility is set by the Federal Government and limited to courses that have a high national priority, meet industry needs, contribute to addressing skills shortages and align with strong employment outcomes.

Throughout your course you will be required to complete a VET Student Loan – engagement and progression form through the eCAF system. An invitation will be sent to your current email address. If you do not complete the form and survey within the required time you may be ineligible to continue accessing VET Student Loans to pay for the remainder of your course.

The Australian Government has passed legislation to provide VET Student Loan to New Zealand citizens who are Special Category Visa (SCV) holders and meet the requisite criteria.

Note: New Zealand SCV holders are required to meet eligibility criteria. Please visit the Study Assist website for more information.

If you do not have a TFN you can apply for one online via the Australian Tax Office website.

Please note you will be able to upload your Certificate of Application when completing your eCAF, however South Metropolitan TAFE will require your TFN by your first census date to be eligible for a loan.

Evidence of legal parent / guardianship must be provided at time of loan lodgement. For example, birth certificate of the parent / guardian or a Medicare card that consists of the parent and child's name.